Health Insurance?

At PAMI INC (Formerlly Eli Ltd), we have a bouquet of flexible health insurance plans which you can use to take care of your health needs at more than 500 healthcare centres in the UK. With our health insurance plan, you can visit hospitals, consult a doctor, take laboratory tests, collect medications, get vaccines & get care during emergencies. You can also pre-book your hospital visitation and access our customer contact centre 24/7.

It is important to evaluate your personal circumstances, health needs, and financial considerations when deciding whether to get health insurance. Consulting with insurance professionals can help you make an informed decision based on your specific situation.

A savings plan without health insurance is incomplete.

What is Health Insurance?

Health insurance is a form of coverage that provides financial protection and access to medical care for individuals or groups. It is a contractual agreement between an insurance company and policyholders, where the insurance company agrees to pay for certain healthcare services or reimburse the policyholders for a portion of their medical expenses. In exchange, policyholders pay regular premiums to maintain their coverage.

The primary purpose of health insurance is to mitigate the financial risks associated with healthcare costs. Medical expenses can be significant, especially in cases of hospitalization, surgeries, or chronic illnesses. Health insurance helps individuals and families by spreading the financial burden across a larger pool of insured individuals, thus reducing the individual's out-of-pocket expenses.

Do i need Health Insurance?

Health insurance typically covers a range of healthcare services, including doctor visits, hospital stays, prescription medications, laboratory tests, preventive care, and more. The extent of coverage varies depending on the specific insurance plan and the policy terms and conditions. Here is why you need Health Insurance:

• Financial Protection: Health insurance provides a safety net against unexpected medical expenses that could otherwise lead to significant financial burden or debt.
• Access to Medical Care: Having health insurance ensures that you have access to a network of healthcare providers and facilities, allowing you to receive necessary medical treatments and preventive care.
• Timely and Appropriate Care: With health insurance, you can seek timely medical attention when needed, without delay, increasing the chances of early detection and better health outcomes.
• Coverage for Essential Services: Health insurance typically covers a wide range of essential services, including doctor visits, hospitalization, emergency care, prescription medications, preventive screenings, and vaccinations.
• Protection against Catastrophic Expenses: Serious illnesses or accidents can result in significant medical costs. Health insurance can protect you from the financial impact of such catastrophic events.